Understanding the difference between farm and home personal property

A farm is more than just a place of business; for most, it’s also a home. That is why producers often look for insurance guidance to help protect their operation.

RFD-TV’s Janet Adkison speaks with United Insurance Services’ Brenda Williams-Hogue on farm personal property versus home personal property. She defines farm personal property as “property that is usual and incidental to the farm operation, whether or not it is on or off the insured’s premise.” This is different from home personal proper which falls under the category of clothing, furniture, and other home items.

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