NASHVILLE, TENN. (RFD NEWS) — Farmers expanded their use of crop insurance in 2025, setting new records for coverage as risk and margin pressure continue to build across agriculture. Data from National Crop Insurance Services shows producers are relying more heavily on insurance as a primary risk management tool.
Farmers purchased 2.54 million policies last year, covering a record 561 million acres and more than $159 billion in liability. Producers also invested over $6.25 billion of their own money into coverage, signaling strong confidence in the program.
Participation remains broad nationwide. Kansas and Texas led in total policies sold, while Iowa and Illinois topped the list for total liability coverage. The data reflect both large-scale row-crop production in the Midwest and high-value specialty-crop exposure in other regions.
Coverage now spans all 50 states and a wide range of commodities. As weather volatility increases and margins tighten, crop insurance continues to serve as the backbone of the farm safety net.
Farm-Level Takeaway: Crop insurance remains essential as risks and costs rise.
Tony St. James, RFD NEWS Markets Specialist
Lewis Williamson, from HTS Commodities, joined us to share insights on the farm economy from producers in the field.
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