Farmers Likely to Increase Crop Insurance Coverage for 2027 as Deadline Nears

Brooks York with Agrisompo expects increased insurance coverage for many fall-planted crops as producers respond to current market conditions and regional yield concerns.

CARMI, Ill. (RFD NEWS) — Farmers are preparing for Wednesday’s crop insurance deadline, which marks the final federal sales-closing and policy-change date for many fall-planted crops.

Brooks York with AgriSompo joined us on Monday’s Market Day Report with a look at the decisions farmers and agents are making for the 2027 crop year.

Farmers Make 2027 Coverage Decisions

In an interview with RFD News, York said March 15 is the primary sales-closing date for the year, but the upcoming deadline matters for wheat, barley, oats, and several regional oilseeds and grains, including rapeseed and canola.

Those decisions are being influenced heavily by current market conditions, York said.

“The market has probably directed these decisions more so than we’ve seen in the last few crop sales closing dates,” he said.

Higher Coverage Expected

York said farmers are likely to increase coverage on many operations for the 2027 crop year.

He also expects greater use of endorsements including ECO and SCO, which can provide additional protection across multiple crops.

“The bottom line, 9/30, we’re probably going to have a higher percentage of these fall crops that are insured,” York said.

He said coverage could be higher than in previous years.

Yield Claims Concentrated in Several Regions

As harvest progresses north, York said crop insurance claims are beginning to emerge in several areas. He identified Texas and Oklahoma as one area of concern, along with the Carolinas in the Southeast.

The Dakotas could also see more claims tied to dry conditions and intense summer temperatures.

“The verdict’s still out, but we’re expecting a lot of yield claims in that direction as well,” York said.

Review Coverage Before the Upcoming Deadline

With the deadline approaching, York encouraged farmers to take advantage of current market conditions and review their available coverage options.

He specifically pointed to ECO and SCO levels for wheat and said changes from the 2025 legislation have allowed producers to protect a larger percentage of their crops with potentially less out-of-pocket cost.

LEARN MORE: www.agrisompo.com

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Marion is a digital content manager for RFD News and FarmHER + RanchHER. She started working for Rural Media Group in May 2022, bringing a decade of digital experience in broadcast media and some cooking experience to the team.

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