New loan rates are now set under the One Big, Beautiful Bill.
The change mirrors earlier House Ag Committee proposals. It gives farmers more financial certainty for marketing decisions.
New Marketing Assistance Loans, also known as MAL, will support key commodities and apply from the 2026 through 2031 crop years.
Most MAL rates increased by 10%.
Upland cotton rose by a variable amount, depending on its previous pricing structure.
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RFD News Farm Legal Expert Roger McEowen discussed how recent policy changes could affect farm entities and payment limits.
By coupling operational agility with proactive tax planning under the One Big Beautiful Bill (OBBBA), family-owned operations can fully leverage expanded safety nets and emergency deductions to insulate themselves from market volatility and preserve operational equity for the next generation.
Producers should coordinate immediately with their CPA and legal counsel to ensure their corporate structures and operational realities are perfectly aligned before the September deadline.