Producers Push Back Against Prevent-Plant Coverage Elimination

The new rule removes prevented-plant buy-up coverage, prompting strong objections from farm groups concerned about added risk exposure.

crop insurance priorities 1280.jpg

NASHVILLE, TENN. (RFD-TV) — U.S. farmers are reacting sharply to a new Federal Crop Insurance Corporation rule that would eliminate the long-standing “+5” buy-up option for prevented planting coverage, a change embedded within a broader regulatory package meant to update and streamline crop insurance policies.

The final rule — published November 28 under the “One Big Beautiful Bill” Act (OBBBA) — clarifies harvest price methodology, moves certain regional dates to Special Provisions, removes barriers to direct marketing, and updates quality-adjustment and claims procedures. But the removal of buy-up prevented-plant coverage is emerging as the most controversial portion.

Under the regulation, the eliminated buy-up would apply to crops with contract-change dates on or after November 30, 2025, meaning many 2026-planted crops will be affected. The Southwest Council of Agribusiness warns the provision appears to have been inserted by budget officials outside the USDA, estimating it would save $70 million while shifting substantial risk back onto already financially stressed producers.

The Council expects heavy opposition during the 60-day comment period and notes Congress could intervene before implementation. Producer organizations are urging farmers to file comments identifying the financial harm the change could cause amid weak margins and tightening credit conditions.

Farm-Level Takeaway: The new rule removes prevented-plant buy-up coverage, prompting strong objections from farm groups concerned about added risk exposure.
Tony St. James, RFD-TV Markets Specialist
Related Stories
National Land Realty’s Jeramy Stephens says Midwest farmland sales remain strong, but high input costs, transportation expenses, and Farm Bill uncertainty are challenging producers.
For agricultural producers, finding workers is only part of the challenge. The cost of hiring has also become a growing concern.
NWS Sterile Fly-Production At Moore Air Base Is Ahead of Schedule
Wind and solar drove electricity gains while transportation remains a major opportunity for renewable energy growth.

Tony St. James joined the RFD-TV talent team in August 2024, bringing a wealth of experience and a fresh perspective to RFD-TV and Rural Radio Channel 147 Sirius XM. In addition to his role as Market Specialist (collaborating with Scott “The Cow Guy” Shellady to provide radio and TV audiences with the latest updates on ag commodity markets), he hosts “Rural America Live” and serves as talent for trade shows.

LATEST STORIES BY THIS AUTHOR:

USDA lowered ending stocks for corn, wheat and cotton while raising price projections.
Limited cattle availability continues pressuring processing margins despite record North American beef sales.
Growing computing demand could increase competition for natural gas used by agriculture and rural utilities.
Corte Argentino USA recalled nearly 30,000 pounds of raw beef produced between May 15 and May 20 and distributed in Texas and Florida, according to the USDA’s Food Safety and Inspection Service.
Data centers produced economic output similar to food manufacturing, but the local employment impact was smaller.
Wheat inspections climbed 24 percent for the week as corn remained above year-ago levels.