NASHVILLE, TENN. (RFD-TV) — U.S. farmers are reacting sharply to a new Federal Crop Insurance Corporation rule that would eliminate the long-standing “+5” buy-up option for prevented planting coverage, a change embedded within a broader regulatory package meant to update and streamline crop insurance policies.
The final rule — published November 28 under the “One Big Beautiful Bill” Act (OBBBA) — clarifies harvest price methodology, moves certain regional dates to Special Provisions, removes barriers to direct marketing, and updates quality-adjustment and claims procedures. But the removal of buy-up prevented-plant coverage is emerging as the most controversial portion.
Under the regulation, the eliminated buy-up would apply to crops with contract-change dates on or after November 30, 2025, meaning many 2026-planted crops will be affected. The Southwest Council of Agribusiness warns the provision appears to have been inserted by budget officials outside the USDA, estimating it would save $70 million while shifting substantial risk back onto already financially stressed producers.
The Council expects heavy opposition during the 60-day comment period and notes Congress could intervene before implementation. Producer organizations are urging farmers to file comments identifying the financial harm the change could cause amid weak margins and tightening credit conditions.
Farm-Level Takeaway: The new rule removes prevented-plant buy-up coverage, prompting strong objections from farm groups concerned about added risk exposure.
Tony St. James, RFD-TV Markets Specialist
If the House concurs and the President signs, USDA services and farm-bill programs resume at full speed with authorities extended for another year.
November 11, 2025 10:46 AM
·
Today is Veterans Day, a day to honor all of the brave men and women who have served this great nation in times of war and in peace, those who are still with us, and those who gave the ultimate sacrifice.
November 10, 2025 03:32 PM
·
The allure of rural property — with its promise of space, freedom, and self-sufficiency — is undeniable, but local zoning regulations govern the reality.
November 10, 2025 01:55 PM
·
ARC/PLC, marketing loans, and crop insurance each matter at different points in the price cycle — and the new Farm Bill strengthens the balance among them.
November 10, 2025 01:38 PM
·
Experts highlight the importance of monitoring insecticide resistance in crops and improving disease traceability at livestock shows through RFID technology.
November 10, 2025 12:22 PM
·
Lewie Pugh, with the Owner-Operator Independent Drivers Association, joined us on Monday’s Market Day Report to share his perspective on what the bill could mean for truckers.
November 10, 2025 11:46 AM
·
Here is a regional snapshot of harvest pace, crop conditions, logistics, and livestock economics across U.S. agriculture for the week of Monday, Nov. 10, 2025.
November 10, 2025 10:48 AM
·
The DOJ’s new antitrust probe could reshape beef-packer behavior, with potential impacts on fed-cattle prices, processor margins, and long-term competition across the supply chain.
November 10, 2025 10:35 AM
·
The Senate has cleared a path to reopen USDA, but full restoration of services depends on House approval and the President’s signature.
November 10, 2025 10:13 AM
·
