TOPEKA, Kan. (RFD-TV) — The recently passed One Big Beautiful Bill Act (OBBBA) makes significant improvements to federal crop insurance provisions for beginning farmers and ranchers. However, legal experts say that underlying regulatory rules could create complications—particularly when it comes to estate planning for family-owned businesses.
RFD-TV Farm Legal and Taxation expert, Roger McEowen with the Washburn School of Law, joined us on Monday’s Market Day Report to break down the changes and explain what producers should know.
In his interview with RFD-TV News, McEowen outlined the OBBBA’s expanded definition of a “beginning farmer or rancher” (BFR) and walked through key provisions aimed at improving access to federal crop insurance.
He also highlighted the role of the USDA’s Risk Management Agency in maintaining the integrity of the crop insurance program, noting how its stance on eligibility requirements may affect families transitioning their farm or ranch to the next generation.
McEowen stressed the importance of understanding these new rules early on, emphasizing that the regulatory hurdles could influence long-term estate planning strategies. He closed by sharing practical advice for farmers and ranchers to prepare for the changes and take full advantage of the benefits available under the updated program.
To read more of Roger’s in-depth analysis on the OBBBA’s impacts on crop insurance and estate planning, click the link below:
Firm to Farm: Crop Insurance and BFR and RMA
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