NASHVILLE, TENN. (RFD NEWS) — Farmers expanded their use of crop insurance in 2025, setting new records for coverage as risk and margin pressure continue to build across agriculture. Data from National Crop Insurance Services shows producers are relying more heavily on insurance as a primary risk management tool.
Farmers purchased 2.54 million policies last year, covering a record 561 million acres and more than $159 billion in liability. Producers also invested over $6.25 billion of their own money into coverage, signaling strong confidence in the program.
Participation remains broad nationwide. Kansas and Texas led in total policies sold, while Iowa and Illinois topped the list for total liability coverage. The data reflect both large-scale row-crop production in the Midwest and high-value specialty-crop exposure in other regions.
Coverage now spans all 50 states and a wide range of commodities. As weather volatility increases and margins tighten, crop insurance continues to serve as the backbone of the farm safety net.
Farm-Level Takeaway: Crop insurance remains essential as risks and costs rise.
Tony St. James, RFD NEWS Markets Specialist
Our friend Jake Charleston at Specialty Risk Insurance joins us for an industry update.
November 19, 2025 03:25 PM
·
Mary-Thomas Hart, with the National Cattlemen’s Beef Association, discusses the latest WOTUS developments and their implications for agriculture.
November 19, 2025 03:05 PM
·
Only properly documented, unexhausted fertilizer applied by prior owners may qualify for Section 180 expensing; broader nutrient-based claims carry significant legal and tax risk.
November 19, 2025 12:52 PM
·
A massive rail merger could significantly impact North American agriculture and trade flows.
November 19, 2025 12:46 PM
·
Urea and phosphate see the biggest price relief from tariff exemptions, but nitrogen markets remain tight, and spring demand will still dictate pricing momentum.
November 19, 2025 12:31 PM
·
Hunter Biram, an extension economist with the University of Arkansas, is tracking Mississippi River water levels as grain shippers shift their focus to transportation following the wrap-up of fall harvest.
November 18, 2025 01:24 PM
·
