NASHVILLE, TENN. (RFD-TV) — U.S. farmers are reacting sharply to a new Federal Crop Insurance Corporation rule that would eliminate the long-standing “+5” buy-up option for prevented planting coverage, a change embedded within a broader regulatory package meant to update and streamline crop insurance policies.
The final rule — published November 28 under the “One Big Beautiful Bill” Act (OBBBA) — clarifies harvest price methodology, moves certain regional dates to Special Provisions, removes barriers to direct marketing, and updates quality-adjustment and claims procedures. But the removal of buy-up prevented-plant coverage is emerging as the most controversial portion.
Under the regulation, the eliminated buy-up would apply to crops with contract-change dates on or after November 30, 2025, meaning many 2026-planted crops will be affected. The Southwest Council of Agribusiness warns the provision appears to have been inserted by budget officials outside the USDA, estimating it would save $70 million while shifting substantial risk back onto already financially stressed producers.
The Council expects heavy opposition during the 60-day comment period and notes Congress could intervene before implementation. Producer organizations are urging farmers to file comments identifying the financial harm the change could cause amid weak margins and tightening credit conditions.
Farm-Level Takeaway: The new rule removes prevented-plant buy-up coverage, prompting strong objections from farm groups concerned about added risk exposure.
Tony St. James, RFD-TV Markets Specialist
The bill to once again allow schools to offer whole milk and 2% milk will now go to President Trump for approval.
December 16, 2025 11:41 AM
·
Farm Legal Expert Roger McEowen with the Washburn School of Law joins us to share more about the North Dakota court decision and the its larger impact on agriculture.
December 15, 2025 01:47 PM
·
Fertilizer markets face uncertainty after President Trump raised the possibility of tariffs on Canadian imports, with analysts warning of supply and pricing risks. Josh Linville with StoneX provides a fertilizer industry outlook.
December 15, 2025 01:35 PM
·
A new study found that retaining the EPA’s half-RIN credit protects soybean demand, farm income, and crushing-sector strength while preserving biofuel market flexibility.
December 15, 2025 12:15 PM
·
Rising federal debt is increasing pressure on Washington to limit spending, which could tighten future funding and delivery for agricultural programs.
December 15, 2025 11:14 AM
·
Western Caucus member Rep. Bruce Westerman (R-AR) details the SPEED Act on Champions of Rural America. The legislation aims to reform NEPA, streamline permitting, and expand domestic energy development.
December 12, 2025 03:58 PM
·
