Producers Push Back Against Prevent-Plant Coverage Elimination

The new rule removes prevented-plant buy-up coverage, prompting strong objections from farm groups concerned about added risk exposure.

crop insurance priorities 1280.jpg

NASHVILLE, TENN. (RFD-TV) — U.S. farmers are reacting sharply to a new Federal Crop Insurance Corporation rule that would eliminate the long-standing “+5” buy-up option for prevented planting coverage, a change embedded within a broader regulatory package meant to update and streamline crop insurance policies.

The final rule — published November 28 under the “One Big Beautiful Bill” Act (OBBBA) — clarifies harvest price methodology, moves certain regional dates to Special Provisions, removes barriers to direct marketing, and updates quality-adjustment and claims procedures. But the removal of buy-up prevented-plant coverage is emerging as the most controversial portion.

Under the regulation, the eliminated buy-up would apply to crops with contract-change dates on or after November 30, 2025, meaning many 2026-planted crops will be affected. The Southwest Council of Agribusiness warns the provision appears to have been inserted by budget officials outside the USDA, estimating it would save $70 million while shifting substantial risk back onto already financially stressed producers.

The Council expects heavy opposition during the 60-day comment period and notes Congress could intervene before implementation. Producer organizations are urging farmers to file comments identifying the financial harm the change could cause amid weak margins and tightening credit conditions.

Farm-Level Takeaway: The new rule removes prevented-plant buy-up coverage, prompting strong objections from farm groups concerned about added risk exposure.
Tony St. James, RFD-TV Markets Specialist
Related Stories
A massive rail merger could significantly impact North American agriculture and trade flows.
Urea and phosphate see the biggest price relief from tariff exemptions, but nitrogen markets remain tight, and spring demand will still dictate pricing momentum.
Shawn Haney, Host of RealAg Radio on Rural Radio SiriusXM Channel 147, joined us on Tuesday’s Market Day Report with the latest news from Canada impacting the ag sector.
New SDRP funding and expanded loss programs give producers additional tools to rebuild cash flow and stabilize operations after two years of severe weather losses.
The new WOTUS proposal narrows federal jurisdiction, restores key agricultural exclusions, and gives farmers clearer permitting rules after years of regulatory uncertainty.
National Pork Board Chief Sustainability Officer Jamie Burr shares a closer look at the Pork Checkoff’s Pork Cares Farm Impact Report, a research program to increase trust in the pork supply chain.

Tony St. James joined the RFD-TV talent team in August 2024, bringing a wealth of experience and a fresh perspective to RFD-TV and Rural Radio Channel 147 Sirius XM. In addition to his role as Market Specialist (collaborating with Scott “The Cow Guy” Shellady to provide radio and TV audiences with the latest updates on ag commodity markets), he hosts “Rural America Live” and serves as talent for trade shows.

LATEST STORIES BY THIS AUTHOR:

Pork producers should prioritize health and productivity gains, hedge feed and hogs selectively, and watch Brazil’s export pace and China’s sow policy for price signals.
For tight margins, contract grazing leverages existing acres into new income streams and spreads risk. Here are some tips for row crop farmers looking to diversify.
Global nitrogen and phosphate prices remain high despite improved supply fundamentals, with limited Chinese exports and stronger fall applications tightening availability.
Record output, larger stocks, and softer exports point to a well-supplied domestic ethanol market as harvest progresses.
The Court may limit emergency tariff powers, complicating a key bargaining tool; ag could see shifts in input costs and export dynamics as China, Brazil, and India talks evolve.
U.S. sugar producers and processors should brace for price pressure and challenging export logistics with global sugar supply ramping up — driven by Brazil, India, and Thailand — especially at the raw processing level.