LUBBOCK, TEXAS (RFD NEWS) — Spring crop producers growing more than one crop in the same county now have another way to protect revenue when losses spread across an operation.
Oklahoma State University agricultural economist Amy Hagerman says Crop and Livestock Income Protection (CLIP), first available in 2026, adds umbrella coverage above individual Revenue Protection policies.
Producers must maintain Revenue Protection on each enrolled crop. Those policies pay on individual crop losses, while CLIP pays if the combined revenue for eligible crops falls below the selected guarantee.
Coverage ranges from 55 to 85 percent and can be no more than 25 points above the lowest underlying policy. In a Garfield County example with corn and grain sorghum, 85-percent CLIP coverage cost $25,452, compared with $45,625 for separate 85-percent Revenue Protection policies.
CLIP and the Supplemental Coverage Option cannot be combined. The difference is important: CLIP measures the producer’s combined revenue loss, while Supplemental Coverage uses county-average losses.
CLIP is available in 13 states, including Oklahoma and Texas, and must be purchased through a licensed crop insurance agent by the earliest eligible crop sales closing date.
