Farm Credit & Banking

Brooks Lamb discusses the resources American Farmland Trust offers to help farm families navigate succession planning.
A new report says stronger communication can help farmers navigate a more cautious lending environment.
For farmers and ranchers, the biggest near-term pieces are in the safety net.
Farm financial stress can affect more than a balance sheet when markets weaken, and costs stay high. A 2026 Southern Extension Committee update says many operations are cutting expenses, restructuring debt, and seeking additional income.
To qualify, land must be in the U.S., used substantially for farming in the last 10 years, and restricted from non-farm use for at least 10 years after the sale.
Ag & Business Legal Strategies’ Joe Peiffer discusses Chapter 12 bankruptcy trends in agriculture and rising risks as farm income declines.
A written Plan B can help producers protect repayment capacity before cash shortages become urgent.
Producers should coordinate immediately with their CPA and legal counsel to ensure their corporate structures and operational realities are perfectly aligned before the September deadline.
A new survey of agricultural lenders points to increasing financial stress across the Ninth District.