NASHVILLE, Tenn. (RFD-TV) — Small-business sentiment dipped in October, and the cracks show up first in ag towns. The National Federation of Independent Business (NFIB) Small Business Optimism Index eased to 98.2 (still a tick above its 52-year average). At the same time, uncertainty fell sharply — a reminder that sentiment is cooling even as owners gain a bit more clarity.
For rural America, where equipment dealers, feed suppliers, truckers, welders, and Main Street shops power farm country, softer sales and thin margins are tightening the screws on the services that producers rely on.
Under the hood, labor quality topped the worry list: 32 percent reported unfilled openings, and 27 percent named labor quality as their number-one problem —the highest since 2021. Sales momentum weakened (net −13 percent over three months) and profit trends deteriorated (net −25 percent), even as fewer firms raised prices (net 21 percent) and planned hikes eased. Capital outlays were anemic (23 percent of the plan’s six-month spending), borrowing slipped to 23 percent, and the average short-term loan rate hovered near 8.7 percent. Supply-chain pressure continued to ease, but it still affected 60 percent of firms.
For farm-adjacent businesses, that mix points to tighter staffing, cautious inventories, and selective investment — conditions that can lengthen repair queues, delay parts, and temper custom-work capacity. Producers may see steadier posted prices locally, but a thinner service bench and slower turnaround times as Main Street rides out slower sales and higher financing costs.
Farm-Level Takeaway: Rural businesses report softer sales, tougher hiring, and restrained investment — a backdrop that can pinch farm support capacity even if posted prices cool.
Tony St. James, RFD-TV Markets Specialist
The new rule removes prevented-plant buy-up coverage, prompting strong objections from farm groups concerned about added risk exposure.
December 09, 2025 05:00 AM
·
Tight Credit, Strong Yields Define Early December Agriculture
December 08, 2025 07:30 PM
·
Lawmakers and experts react to the Administration’s long-awaited announcement of “bridge” aid to stabilize farms and offset 2025 losses until expanded safety-net programs begin in 2026.
December 08, 2025 05:40 PM
·
Joe Peiffer with Ag & Business Legal Strategies advises farmers on end-of-year financial planning, including preparing records, avoiding common credit mistakes, and evaluating equipment purchases for 2026.
December 08, 2025 04:43 PM
·
Lewie Pugh with the Owner-Operator Independent Drivers Association (OOIDA) discusses the gap in truck driver education programs and how it impacts road safety and supply chain economics.
December 08, 2025 03:49 PM
·
Cattle imports from Mexico remain stalled amid the New World screwworm outbreak. At the same time, Tyson closures add pressure on Nebraska producers and markets ahead of the USDA’s upcoming Cattle on Feed Report.
December 08, 2025 01:55 PM
·
Southern producers head into 2026 with thin margins, tighter credit, and rising agronomic risks despite scattered yield improvements.
December 08, 2025 12:04 PM
·
Record yields and exceptionally low BCFM strengthen U.S. corn’s competitive position in global markets.
December 08, 2025 12:00 PM
·
Water access—not acreage alone—is driving where irrigation expands or contracts.
December 07, 2025 12:00 PM
·