URBANA, Ill. (RFD-TV) — A new University of Illinois study found the federal crop insurance program performed largely in line with historical trends in 2025, though indemnity payments varied by crop.
Researchers found the program posted a below-average loss last year, with total indemnities remaining lower than total premiums.
The study found corn and soybeans recorded the lowest loss ratios, while rice, peanuts and cotton generated much larger indemnity payouts.
Researchers said those differences have remained consistent over time, with Midwest producers generally receiving smaller net crop insurance benefits than growers in other regions.
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